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Should I worry about an Insurance Adjuster not totalling my Corolla when I feel its crumple zone is damaged.? - Insurance-Discussion.com
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Old 11-10-2007, 10:49 AM
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Default Should I worry about an Insurance Adjuster not totalling my Corolla when I feel its crumple zone is damaged.?

I was involved in an accident that was an off center rear impact. The other person who hit must have been traveling 35 - 40 mph as I was stopped at a light. The impact felt hard! I just bought this car new and it now has 2000 miles on it. The trunk is mangled and both sides of the rear quarter panels are buckled. No buckle on the roof is apparent. From the back doors forward the car still looks new. My concerns are, will this car withstand any future accidents if repaired now that the crumple zones have been damaged? The resale value now that it has a history (Carfax), I would rather have the insurance adjuster total the car, pay off its balance and I can move on and buy another NEW car. I certainly didn't buy a new car, with repaired major damage. I don't want this car for safety reasons. What kind of battle can I expect from my insurance company? Will they total it, or make me keep a car I no longer want? I have Nationwide, I'm not sure if the other person has ins.Thanks
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Old 11-10-2007, 03:09 PM
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Default Should I worry about an Insurance Adjuster not totalling my Corolla when I feel its crumple zone is damaged.?

as long as the car is properly repaired, there is no problem with the safety systems. resale value? it is lower now that the car has been hit, how much i don't know. however if you don't want the car, sell it after the insurance settles, or trade it in.
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Old 11-10-2007, 07:29 PM
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Default Should I worry about an Insurance Adjuster not totalling my Corolla when I feel its crumple zone is damaged.?

My biggest concern is water tightness of the trunk. Driving in a rain storm water will find it's way in. Tell the adjuster and your insurance company a new Toyota car with 2,000 miles will not leak water into the trunk and next time it rains if your trunk is wet they will have to buy the car back no questions. Do they know a shop that can fix it properly? Moldly smelly trucks and cars are just about worthless.
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