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How much should I ask for? injury minor injury in car accident? - Insurance-Discussion.com
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Old 11-09-2007, 09:59 AM
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Default How much should I ask for? injury minor injury in car accident?

I was involved in a car accident luckily noone was hurt the girl who hit us in the rear was going to fast I was with a elderly friend taking her to the store so I was driving her car, we all were in seat belts and both licenced and insured funny that both cars are insured thru the same insurance company anyway I hurt my wrist and shoulder not serious enough to go to the hospital but they hurt so I went to my family Doctor he said if it got worse we would order x rays but that I would probally just be sore for a few days I was very sore i couldnt do alot of lifting because of my left side shoulder and wrist so I had to take 3 days off work because my job includes lifting and giving showers I take care of the lady i was with husband who has altimers I just got released from my Doctor and Iam to meet with the insurance guy tommrow I know i can get back the money i paid for the doctor and scripts but what about work and pain and suffering? ANY help would be greatI didnt go for xrays and it has been a month now and I feel ok just certain times i feel the wrist a bit
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Old 11-09-2007, 12:09 PM
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Default How much should I ask for? injury minor injury in car accident?

Just ask for what you lost in wages. Don't ask for pain and suffering as you are barely in pain, and obviously not suffering. If you lie about what money you need from this poor girl from what was an ACCIDENT, you are a very bad person.
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Old 11-09-2007, 02:19 PM
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Default How much should I ask for? injury minor injury in car accident?

The girl who hit you should have to pay for your Dr's visit, and the car repairs through her insurance. I would also go after her for the 3 days of lost work.As far as pain & suffering, you don't really sound like you have any pain, or have suffered much. The insurance adjusters will look at the damage to both cars. If it was a low impact & little damage, I would be surprised if you got anything. Maybe 1000.00.
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Old 11-09-2007, 04:29 PM
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Default How much should I ask for? injury minor injury in car accident?

Honestly, it all depends on the insurance company. My husband was in an accident with 2 days lost work, 2 fractured ribs and a totaled car. They paid the medical bills, as they are supposed to, (your regular health insurance most likely wouldn't cover it...we got denial letters anyway). They will pay your lost wages as well...even if you were paid for time off work (ie. earned time or sick leave) You still used sick time that you normally wouldn't have. They actually, in the end, gave us about $3,000 (not including medical expenses). We didn't ask for anything beyond medical, wages, and a mover (as we had to hire movers due to a scheduled move 10 days after the accident). They flat out offered us that amount without asking. Good luck!
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Old 11-09-2007, 06:38 PM
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Default How much should I ask for? injury minor injury in car accident?

It really depends on each case and the type of injury. You will of course get money for your medical bills and prescription. You should also get money for time missed from work, and mileage to/from work. As far as pain and suffering, you may get something, but it will be a small amount as you have not suffered very long.I was in an accident 11 months ago and have over $32k in medical bills...I have suffered a long time and still am suffering..so you can see the difference...
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